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Unlock the value of your Kerala property for high-value financing
Interest Rate
9.25% onwards
Max Amount
Up to ₹10 Crore
Tenure
Up to 20 years
Processing Fee
0.50% - 1.50%
Loan Against Property (LAP) is a secured loan facility that allows you to raise funds by keeping your residential or commercial property as collateral. You can continue using your property while the bank provides a loan based on the property value and your income eligibility. Depending on the property value, income profile, and bank policies, you may get approximately 40% to 65% of the property value as a loan. LAP can be used for various financial requirements, including business expansion, personal expenses, education, medical needs, or other financial commitments. After the complete repayment of the loan, the bank releases your original property documents back to you. With our expert assistance and access to multiple banking partners, we help you find suitable LAP options with competitive interest rates and a smooth approval process.
Share property details and loan requirement
We get your property valued by empaneled Kerala engineers
Select the best offer from multiple banks
Submit property documents for legal verification by bank advocates
Loan sanction, mortgage registration at Sub-Registrar, and disbursement
Yes! The property is only used as collateral. You continue to live in or use it normally.
Typically 60-70% of the current market value assessed by the bank's local valuer.
Let our experts find you the best deal from 30+ partner banks. Free consultation, zero brokerage charges.
Calculate your monthly installments instantly
Equated Monthly Installment